Deposit Services

Checking Accounts

Security Bank and Trust Company offers three (3) types of Personal Checking Accounts: BaZing Checking, BaZing with Interest and Value Checking

Opening a Bazing Checking or BaZing with Interest Checking Account gives you access to over 360,000 discounts where you live, work and travel. With the BaZing app, you can be notified of discounts near you, refer your favorite merchant and even keep track of your savings!

The Bazing Checking or BaZing with Interest Checking Account accounts also feature cell phone protection, identity theft protection and roadside protection. All Security Bank and Trust Company personal checking accounts include: online banking, mobile banking, bill pay and ATM/VISA Check Card. Below are more details on each of our personal checking accounts.

BaZing with Interest Checking Account
Powered By BaZing

  • Free Online Banking
  • Free Bill Pay
  • ATM/VISA Check Card
  • Free Mobile Banking
  • Free E-Statements 
  • No limit on the number or size of deposits or withdrawals
  • Unlimited check writing allowed.

The minimum balance to open this checking account is $100.00.
You must maintain a minimum daily balance of $1,500 to obtain the annual percentage yield disclosed.
A Monthly Service Charge of $8 will be imposed and no interest paid if the daily balance at any time during the month falls below $1,500.

 

BaZing Checking Account

Powered By BaZing
 
  • Free Online Banking
  • Free Bill Pay
  • ATM/VISA Check Card
  • Free Mobile Banking
  • Free E-Statements
  • No limit on the number or size of deposits or withdrawals
  • Unlimited check writing allowed
The minimum balance to open this checking account is $100.00.
There is a $7 Monthly Service Charge.

 

Value Checking Account

  • Free Online Banking
  • Free Bill Pay
  • ATM/VISA Check Card
  • Free Mobile Banking
Enroll in e-statements to avoid $2 monthly paper statement fee
The minimum balance to open this checking account is $100.00.
A Monthly Service Charge of $8 will be imposed if the daily balance at any time during the month falls below $100.
 
 
See all of our deposit accounts side by side for easy comparison    Deposit Accounts Comparison

Savings Accounts

We offer several savings accounts to fit your lifestyle.

Regular Savings Account

  • Interest accrues daily on balances of $25 or more
  • You must maintain a minimum daily balance of $25 to obtain the annual percentage yield disclosed.
  • $25 minimum initial deposit required.

There will be a $25 service charge on accounts closed within the first 90 days of date opened.

A monthly service charge of $8.00 if daily balance of $100 is not maintained

Paper bank statement fee = $3.00 per occurrence,  - effective June 1, 2017 paper statement fee will be $2.00 per occurrence.

TNUTMA Minor Savings Account

  • A custodial savings account for minors under the age of 21.
  • No monthly service charge.
  • Interest accrues daily on balances of $25 or more
  • $25 minimum initial deposit required.
  • You must maintain a minimum daily balance of $25 to obtain the annual percentage yield disclosed.

Paper bank statement fee = $3.00 per occurrence - effective June 1, 2017 paper statement fee will be $2.00 per occurrence.

Christmas Club Account

  • Unlimited deposits.
  • No monthly service charge.
  • All Christmas Club checks are mailed the last Friday in October.
  • $5.00 minimum initial deposit required.
  • Interest accrues daily and compounds quarterly.

Money Market

  • Free personalized checks
  • ATM/VISA Check Card
  • Unlimited in house withdrawals and deposits
  • Free Online Banking
  • Free Bill Pay
  • No more than six transfers or withdrawals per calendar month or statement cycle of at least 4 weeks to another account or third party
  • Interest accrues on balances of $5,000 or more
  • $5,000 minimum initial deposit required
  • You must maintain a minimum daily balance of $5,000 to obtain the annual percentage yield disclosed

Monthly service charge of $10.00 and bank will not pay interest if daily balance of $5,000 is not maintained

Paper bank statement fee = $3.00 per occurrence- effective June 1, 2017 paper statement fee will be $2.00 per occurrence.

See all of our savings accounts side by side for easy comparison  Savings Account Comparison Table 

Certificates of Deposit

  • Maturities range from 7 days to 5 years.
  • See our CD rates
  • A $1,000 minimum deposit is required to open an account.

Individual Retirement Accounts

  • Maturities range from 3 months to 5 years.
  • See our IRA rates
  • A $250 minimum deposit is required to open an account.

The types of IRAs offered are: 

  • Regular
  • Spousal
  • Roth
  • SEP

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