The only account you’ll ever need.

Security Checking is a new checking account product that we now offer that will fit your lifestyle changes.  This account is designed to fit the needs of the student – all the way to retirement.  It’s the only account you will ever need!

  • Standard overdraft protection
  • Earns interest at a tiered rate
  • Rate is variable and subject to change
  • $2.00 paper statement fee – can be avoided with E’Statements
  • Consumer only product
  • No minimum balance
  • No monthly service charge
  • Debit Card
  • Online Banking
  • Standard overdraft protection
  • No interest will be paid for balances under $5000.01

Tier 1 

$0.00 to $5,000.00 No interest

Tier 2

$5,000.01 to $15,000.00 0.25% Annual Percentage Yield (APY)

Tier 3

$15,000.01 to $25,000.00 0.50% APY

Tier 4

$25,000.01 to $50,000.00 1.75% APY

Tier 5 

$50,000.01 and over 0.10% APY

The account will earn interest based on the “tier” you are in. 

  • If your balance is $200.00 – no interest
  • If your balance is $15,000.00 – the first $5,000.00 will not earn interest and the remaining $10,000.00 will earn based Tier 2
  • If your balance is $42,000.00 – the first $5,000.00 will not earn interest, the next $10,000.00 will earn 0.25% APY, the next $10,000.00 will earn 0.50% APY and the remaining balance of $17,000.00 will earn 1.75% APY.