The following terms and conditions apply to the use of Security Bank and Trust Company’s website. By accessing this site and any of its pages within, you agree to abide by the terms and conditions below. If you do not agree to the terms and conditions, do not access this site, or any pages in it.

Intended Use of Content

Content on our site is for information purposes only and is subject to change. Information presented about specific products and services does not constitute an offer of any kind. Your eligibility for any particular product or service is subject to application, review and approval by Security Bank and Trust Company.

Products & Service Availability

Security Bank and Trust Company’s products and services are generally provided to customers in the Bank’s primary market area and may not be available in all geographic areas.

Use of Hyperlinks

Security Bank and Trust Company has no control over information at any site hyperlinked from/to our website. Security Bank and Trust Company makes no representation concerning and is not responsible for the quality, content, nature or reliability of any hyperlinked site and is providing the hyperlink to you only as a convenience. The inclusion of any hyperlink does not imply any endorsement, verification or monitoring by Security Bank and Trust Company of any information in any hyperlinked site. In no event shall Security Bank and Trust Company be responsible for your use of a hyperlinked site.

Information via E-mail

E-mail is not secure. Because there is a small risk that information transmitted via internet email could fall into the wrong hands, we suggest that confidential information such as account numbers or personal information such as social security numbers not be transmitted via email. Instead, please contact us directly. E-mail attachments are a common source of computer viruses. Any e-mail attachment, if sent from an “infected” computer, even if from a reliable sender, may contain a virus.

Site Availability

While we will make reasonable efforts maintain website availability, we will not be liable for any failure to provide any online service, in part or full, for any cause that is beyond our reasonable control. This includes, in particular, any suspension of the online service resulting from maintenance and upgrades to our systems or the systems of any party used to provide our online services.

Online Banking Login for Authorized Users Only

Access to Security Bank and Trust Company’s Online Banking service is limited to authorized users only. Any unauthorized attempt to enter secured Online Banking is prohibited by federal law and will be reported to law enforcement agencies.

Cookies

Our website may use cookies. An HTTP cookie is a small piece of data sent from a website and stored in a user’s web browser while the user is browsing that website.

You can choose not to accept cookies. You may do this by making the appropriate selection from your browser options. Please understand, however, that certain services require cookies for effective delivery.

Warranties

The Bank makes no warranties of any kind regarding the products and services advertised on this site. The Bank will use reasonable efforts to ensure that all information displayed is accurate; however, the Bank disclaims any representation and warranty, expressed and implied, including, without limitation, warranties of merchantability, fitness for a particular purpose, suitability, and the ability to use the site without contracting a computer virus. The Bank is not responsible for any loss, damage, expense, or penalty (either in tort, contract, or otherwise), including direct, indirect, consequential and incidental damages, that result from the access of or use of this site. This limitation includes, but is not limited to the omission of information, the failure of equipment, the delay or inability to receive or transmit information, the delay or inability to print information, the transmission of any computer virus, or the transmission of any other malicious or disabling code or procedure. This limitation applies even if the Bank has been informed of the possibility of such loss or damage.

This agreement may be changed from time to time by posting the new Terms of Use on the website. All users agree to be subject to this agreement as it changes from time to time. This agreement and the use of this website are governed by the laws of the state of Tennessee.