savings

We offer several savings accounts to fit your lifestyle.

SAVINGS ACCOUNTS

  • Regular Savings Account
    An basic interest earning savings account.
  • TNUTMA Minor Savings Account
    A custodial savings account for minors under the age of 21.
  • Christmas Club Account
    A savings account to help you save for the holiday season.
  • Money Market
    A money market account with unlimited in house withdrawals and deposits.

Regular Savings Account

  • Interest accrues daily on balances of $25 or more
  • You must maintain a minimum daily balance of $25 to obtain the annual percentage yield disclosed.
  • $100 minimum initial deposit required.

There will be a $25 service charge on accounts closed within the first 90 days of date opened.

A monthly service charge of $8.00 if daily balance of $100 is not maintained

Paper statement fee – $2.00 per occurrence.

TNUTMA Minor Savings Account

  • A custodial savings account for minors under the age of 21.
  • No monthly service charge.
  • Interest accrues daily on balances of $25 or more
  • $25 minimum initial deposit required.
  • You must maintain a minimum daily balance of $25 to obtain the annual percentage yield disclosed.

Paper statement fee – $2.00 per occurrence.

Christmas Club Account

  • Unlimited deposits.
  • No monthly service charge.
  • All Christmas Club checks are mailed the last Friday in October.
  • $5.00 minimum initial deposit required.
  • Interest accrues daily and compounds quarterly.

Money Market

  • Free personalized checks
  • ATM/VISA Check Card
  • Unlimited in house withdrawals and deposits
  • Free Online Banking
  • Free Bill Pay
  • No more than six transfers or withdrawals per calendar month or statement cycle of at least 4 weeks to another account or third party
  • Interest accrues on balances of $5,000 or more
  • $5,000 minimum initial deposit required
  • You must maintain a minimum daily balance of $5,000 to obtain the annual percentage yield disclosed

Monthly service charge of $10.00 and bank will not pay interest if daily balance of $5,000 is not maintained

Paper bank statement fee = $3.00 per occurrence- effective June 1, 2017 paper statement fee will be $2.00 per occurrence.