deposit rates

Deposit Rates

Account Interest Rate APY* Minimum Balance to Receive
Checking and Savings Interest Rates
Bazing with Interest 0.10% 0.10% $1,500
Money Market 0.20% 0.20% $5,000
Regular Savings 0.10% 0.05% $25
TNUTMA Savings 0.10% 0.05% $25
Christmas Club 0.10% 0.05% none

APY is accurate as of 04/17/2017

*APY denotes Annual Percentage Yield.

Fees could reduce the APY.

If you close your account before interest is credited, you will not receive the accrued interest

CD* and IRA** Interest Rates
Term Interest Rate APY1 APY2 – Interest Bonus
7-31 days 0.10% 0.10% 0.15%
3 month 0.15% 0.15% 0.20%
6 month 0.15% 0.15% 0.20%
7 month 0.20% 0.20% 0.25%
1 year 0.25% 0.25% 0.30%
13 month 0.40% 0.40% 0.45%
18 month 0.40% 0.40% no interest bonus
23 month 0.50% 0.50% 0.55%
2 year 0.50% 0.50% no interest bonus
3 year 0.60% 0.60% no interest bonus
5 year 0.60% 0.60% no interest bonus

APY is accurate as of 04/17/2017

*CD minimum opening balance is $1,000

Substantial penalty fee for early withdrawal

** IRA minimum deposit is $250. IRAs can be written for 3 month through 5 year terms.

1 APY denotes Annual Percentage Yield.

2 An interest bonus of 0.05% given on deposits of $50,000 and over. Interest bonuses are also given based on the average collected balance maintained in checking and savings accounts.

Fees could reduce the APY.

If you close your account before interest is credited, you will not receive the accrued interest