Business Banking Services

Providing you with the tools to help maximize Cash Flow and Create Efficiency

Security has the technology and expertise to help you master your cash flow.

CASH FLOW

Commercial Checking Accounts

Checking account options designed to meet your needs – big and small.

ACH Credits and Debits

When you have a business to manage, convenience can be your best friend. ACH Credits and Debits can handle payments such as direct deposit for employee payroll, accounts payable, accounts receivable and more. Recurring payments are a simply “click” to create.

Remote Deposit

You can process your deposits at your desk, home or office. No more driving to the bank to make a deposit. This saves you time and money! Whether you deposit 5 checks or 500, we can customize a solution to fit your needs.

Wire Transfer

Moving money around doesn’t have to be complicated. With Security Bank and Trust Company’s wire transfer service, transferring funds has never been faster and more secure. Our services make one-time and recurring domestic and international payments simple and efficient.

Merchant Services

Security Bank and Trust Company has partnered with BancCard of America in order to provide our business customers with the best option(s) for accepting Debit/ Credit cards.

BancCard’s strength comes from dedicated, hands-on staff with a depth of experience, industry intelligence and an extended reach. In partnership, they are committed to driving down your risk, pushing your profitability higher and supporting your business relationships with an asset underestimated in an increasingly digital world – human contact.

Loomis SafePoint

Security Bank and Trust Company has partnered with Loomis to help you focus on managing your business with innovative solutions like SafePoint – a complete cash solution configurable to your needs, without any upfront costs for hardware or software. SafePoint improves your cash position accuracy, while armored transportation protects your employees and customers. Your funds are guaranteed against loss, robbery or theft once validated in the safe. SBTC provides you with daily credit for your cash deposits.

Managing Funds

ZERO-Balance Accounts and Sweep Accounts

Security Bank and Trust Company offers Zero-Balance Account (ZBA) service and Sweep Accounts that eliminates the need to monitor and manually transfer funds to / from business operating accounts. Ask us for details.

Managing Risk

Positive Pay and ACH Filters

Positive Pay Services can help detect check fraud by electronically matching checks that are presented to the checks you have actually issued. This service can greatly reduce your risk to check forgery and fraud.

ACH Filter can help protect your accounts against unauthorized ACH debit / credit transactions.

Multi-Users

Do you need the ability to allow other “qualified” users to have access? You have the ability to grant access to others based strictly on their needs.

Security Bank and Trust Company is here to provide you with the tools to help make your business grow and grow profitability! Call us for details today. Jennifer R Reavis 731-227-5416 or Katy Beth Glover 731-644-8029