1-833-937-7282
1-833-937-7282

PERSONAL checking

The only account you’ll ever need.

At Security Bank and Trust Company, we strive to offer a checking account that will provide value for our customers. That’s why we offer Security Checking!

Our Security Checking account is tailored to adapt to your evolving lifestyle. It offers features specifically designed to meet the needs of students and continues to serve you well into retirement. This account is truly the only account you’ll ever need! All you have to do is choose the additional feature that is most important to you – whether that’s earning interest, rewards or benefits. We will take care of the rest!

FEATURES COMPARISON & REQUIREMENTS

Choose what is important to you.

 

FEATURES

SECURITY CHECKING

SECURITY CHECKING

SECURITY CHECKING
No Minimum Balance to Maintain
Unlimited Check Writing
FREE Initial Debit Card1
FREE Telephone Banking
FREE Online Banking
FREE Online Bill Pay (standard processing)
FREE Mobile Banking 2
FREE Mobile Deposit 2
Standard Overdraft Security3
Minimum Opening Deposit $100 $100 $100
Minimum Service Charge Free Free $5*
ADDITIONAL FEATURES

FREE Monthly Statement (paper or electronic)

Interest paid monthly on balances $5,000 or greater at a variable tiered interest rate4

 Receive up to $5.00 per statement cycle by earning $0.10 for each posted and settled transaction. ATM withdrawals do not count toward the required number of transactions for reward purposes. 
  • FREE Monthly Statement (paper or electronic)
  • (1) FREE box of standard checks per calendar year
  • $5 discount off the yearly rent for any size Safe Deposit Box
  • (2) FREE Stop Payments per calendar year
  • FREE Cashier Checks
REQUIREMENTS FOR ADDITIONAL FEATURES
 No additional requirements!

1. Have a minimum of 20 posted and settled debit card transactions per statement cycle per account.

2. Enroll in eStatements

3. Have (1) direct deposit credit to the account each statement cycle

 *Service charge can be reduced from $5 to $3 if the primary account owner has a total bank relationship of $50,000 or greater on the last day of the statement cycle AND has (1) direct deposit credit to the account each statement cycle. 

See terms and conditions for full account details. All accounts are subject to approval. Other fees such as overdrafts, foreign ATM, etc. will apply. See Schedule of Fees.

1Fees may apply for a replacement card or for rush delivery.

2Messaging and data rates may apply. Check your mobile phone carrier for details. Deposit limits may apply for Mobile Deposit.

3Standard Overdraft Security is optional and subject to approval.

4Tier 1: $5,000-$15,000, Tier 2: $15,000.01 – $25,000, Tier 3: $25,000.01-$50,0000, Tier 5: $50,000.01 & above. More information about how we calculate tiered interest rates is available in your account disclosures.