Community Reinvestment Act
Public File
Security Bank and Trust Company
210 W Washington St. Paris, TN 38242
Main Office: 731-642-6644
The Community Reinvestment Act (CRA) enacted in 1977 encourages banks to help meet the credit needs of the communities that they serve, including low-and moderate-income neighborhoods. At Security Bank and Trust Company, we pride ourselves on being local people serving local needs.
In accordance with the CRA rules and regulations, Security Bank and Trust Company is required to maintain and, upon request, make available a complete CRA Public File.
The information is current as of April 1 of each year and may be updated periodically.
Public Comments
All written comments received for the current year and the prior two calendar years that specifically relate to the bank’s performance in helping to meet community credit needs.
A copy of the bank’s most recent CRA Performance Evaluation
A list of the bank’s branch office locations, including the street address and census tracts.
A list of the bank’s branch opened or closed by the bank during the current year and each of the prior two calendar years.
A list of Retail banking services.
A list of Lending Services and Fees.
A list of Bank Fees.
The assessment areas delineated by Security Bank and Trust Company and represent the communities we serve.
Loan Deposit Ratios for the current calendar year and the two previous calendar years are available for review.
Any comments or questions about this section of the website or about Security Bank and Trust Company’s CRA performance may be addressed to: compliance@securitybanktn.com