Lending Services

Our wide range of Personal and Commercial lending solutions will help you grow both personally and professionally. We understand that your time is valuable – whether it’s a new savings account, a line of credit, financing a new home, or a loan for new equipment to help your business grow – we can help.

Types of loans we offer:

  • Home Loans
  • Consumer Loan
  • Real Estate Loans
  • Construction Loans
  • Home Equity Loans
  • Boat Loans
  • Auto Loans
  • Business Loans
  • Loans secured by savings and CD’s

Meet Our Team!

Contact any of our Loan Officers for a Quick and Easy Lending Solution To Meet Your Need!


Barry P. McIntosh, Jr.
CEO, President, Board Chairman
NMLS ID# 649612
(731) 642-6644

Andy Collins
Chief Credit Officer
NMLS ID# 654975
(731) 644-8050

Rosie Johnson
Vice President
NMLS ID # 654155
(731) 644-8050

Leah Younger
Loan Officer
NMLS ID# 649103
(731) 644-8050

Information and forms are provided on this site as a courtesy and do not constitute a credit decision or a commitment to make a loan. A documented loan application acceptable to Security Bank and Trust Company is required for an application to be considered. All programs, rates, fees, closing costs and loan terms are subject to change without notice. This is not an advertisement as defined by paragraph 226.24 of Regulation Z.

Security Bank and Trust Company Mortgage Loan Originators

Name NMLS* ID Position
Security Bank and Trust Company 494802
Melanie Antonino 907275 Administrator
Andy Collins 654975 Loan Officer
Rosie Johnson 654155 Loan Officer
Deborah McCaslin 657913 Administrator
Barry P. McIntosh, Jr. 649612 Loan Officer (CEO)
Traci Templeton 649199 Administrator
Leah Younger 649103 Loan Officer
Mike Daniel 542972 Union City, TN

Jennifer Eason

Jan Crockett



Union City, TN
John Horner 542543 Union City, TN
Bradley Harris 1618870 Union City, TN
Amanda Morris 1562526 Fulton, KY
Brian Kissell 461552 Union City, TN
Chelsea Menees 1681485 Martin, TN
Andy Page 424238 Martin, TN


National Mortgage Licensing System:  A federal registration system for individuals who engage in the business of residential mortgage loan origination. You may access public information about mortgage loan originators at www.nmlsconsumeraccess.org.